Living on a Fixed Income: How You Can Make it Work!

I heard myself say “I am living on a fixed income” and almost started to laugh.  This idea of living on a fixed income is often attributed to boomers retiring. But in these days and times, even the employed could be said to be living on an income fixed either by their employers resistance to giving them a raise, their inability to find better opportunities, their  lack of ambition, or  possibly a lack of  energy to change their circumstances.

Generally speaking, it is understood to mean choosing between medicine or food, fighting off compulsive spending and learning how to coupon.   These are very real choices for some. But  for others, it could  mean joining a food coop, doing some thrift shopping or simply reevaluating one’s spending priorities.  I am suggesting there is no absolute definition.

My idea of “living on a fixed income” has little to do with sitting on the porch waiting for something to happen and more to do with going to the beach in the middle of the week when fewer people are around.   Retirement, the next chapter,  or the third act – whatever you want to call this life stage —  is about owning one’s time to make choices that may not have been possible at an earlier stage of your life.

Any mentality that prevents you from growing is the same as living with a fixed income metaphorically. Put another way, you could be 48 years old with a good salary but over the past few 3 years you have only received cost of living raises. This is yet another understanding of a fixed income even though it does not meet the common understanding.

I was in this very situation — unhappy, unfulfilled and unappreciated.  The headquarter office in Brussels did not understand my contribution or value to the North American team. My salary was to a large extent dictated by my job title which I didn’t care about. But I sure as hay was upset about not getting raises when everyone else was.  After September 11th, having suddenly experienced  terrorism  on American soil I began to get clear that I personally wanted to have more to say about how I spent my time on earth.

Here’s how I made it work:  I put aside my fears about the future, left my job,  and put my trust in my  ability to make a living doing something I felt passionate about. Was I afraid?Hear me loud and clear: YES I WAS.  But  I kept my fear at bay until I was able to jump. I learned how to do this from one of the best, Valerie  Young who has created a 5 step coaching system called Profiting from your Passions. And I can help you do it for your  life.

It did not happen over night.  But if you are interested in a single brainstorming session that will help you clarify what you want,  then send me an email so that we can discuss this. I am certain I can help you begin to think about a life outside the box you are presently in.

I am curious what size box you are in.  Share in the comments above or email me directly at


Can Being Yourself Increase Your Subscriber numbers?

Los Angeles MOCA

Can You See Yourself? Os Gemeos from Sao Paolo from the Street Art Exhibition at MOCA in Los Angeles



Have you ever been part of a conversation to later learn that you and the other person left that conversation with completely different understandings?  When you next see them a conversation starts something like, “I thought you meant” or “I thought you said” and it dawns on you that a misunderstanding has taken place.  You were in the same room, same conversation but not on the same page. It’s kind of like this very funny 30 second  Chevy Cruze commercial.  Everyone is sitting in the same room but hearing different things.

Chevy Cruze video on miscommunication

You can’t blame it on their age because on any given day this happens to most of us  and sometimes more than once a day.   It reminds me that there are multiple chances for this to happen in communicating with an online audience. But what has this got to do with increasing your subscriber numbers you ask.


Last year was my first year of developing a consistent online presence.  There was a lot of conversation about “authenticity”  in the blogs I was reading and in what presenters had to say at the three power blogging conferences I attended. Now there seems to be fewer posts dedicated to online authenticity  but its relation to increasing my subscriber count remains of high interest to me.  My issue has been how can I own my online life in a way that is both open and private.

I have experienced this openness in others but I could not bring it to life in my online life. I know what it is because in reading other peoples’ blogs where I have developed an affinity,  it is because I feel a real sense of who that blogger is.  And I am finding there is a delicate balance between meeting my intention to be honest and open and at the same time functioning within what I define as my public boundaries.


What are you prepared to share in order to help your audience experience you? How I answer this question is the number one solution to increasing my subscriber base. DAH. It’s counter intuitive in that I cannot talk about something I am unwilling to talk about. And if I am not clear on who I am talking to I will have a very little idea of  what is on my audience’s mind.

The one sure thing I have learned is there is more to share than there is to hide. My ability to “feel” someone or to identify with their experience is what authenticity is about  and what others connect to – whether I am  guiding this process, moving in tandem with or following someone elses’  lead.  So I will pull the curtain back a bit more in my own life and work a little harder at communicating even while hanging in the space of what I don’t know.  In that frame I expect my public boundaries will begin to fade and I will be of more service to you, my readers if I drop this defense.

This is my intended message for this post.  I am wondering, is this  your takeaway? Please share your response in the comment section  above.

By the way, take a look at my review of Karen White’s book, “The Beach Trees” over and join one of the principal characters’ journey to find her  authentic voice.